Why does it take 3o years to pay off my house loan and one year for us tax payers to bail out the banks?

I think it has something to do with chicken.

Do you have all the money to pay off your house in one year?

As for the bail out, it’s because the government is spending money it does not really have. You would be able to pay off your house just as quickly if you were spending fictional money to do so.

I don’t see the correlation between paying off your mortgage, and the tax payers bailing out the banks (in a year).
No one is forcing you to take 30 years to pay for your house. If this bothers you PAY CASH!! Or pay it off in a year, by making 15k a month payments.

They HAVEN’T ‘paid off’ the ‘bail out’ in a year ……. … all they did was BORROW THE MONEY (same as you borrowed to ‘buy’ your house)

…and, since the US Government borrows in your name, YOU ALSO owe the rest of the world almost $ 40,000 .. in fact, each man, woman and child in the USA owes the rest of the world almost $ 40,000 … (only Japan owes more than USA ..)

…. and whilst you may ‘pay off’ the house in 30 years, the US Government will pay off NEVER EVER IN A BILLION YEARS (all they will do is increase their borrowing until the rest of the world says ‘no more’ … and when that happens, they will simply print it
(actually, they have started printing $ ‘s already .. it’s called ‘Quantitative Easing or QE)

See link …

It all boils down to GREED of government and our whole financial sector. That’s what has caused our entire dilemma.