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- What is the ultimate goal of the capital budgeting process? THanks!?
- Capital Budgeting question. What evaluation techniques are most often used to make capital budgeting decisions?
- Is all of a capital lease payment considered gross income for FIT?
- Calling single parent Moms?
- expected return of the equity?
netspend pre paid credit card question?
well i went on netspend.com and ordered one of there prepaid credit cards and it will get here in 10 days and the card is free they ship it to you for free you dont have to buy the card aand they said on the website that there are no overdraft fees whats that mean ?? and they said on the website there are no interest charges but when i go to the store like vons to put money on the card it cost me like 5 bucks everytime i want to load the card, is that normal for a pre paid credit card ?and my last question is if the netwpend company just sends you a card for free and they dont charge any interest or anything how does the company make money ?? just curious
...asked on May 28th, 2011 @ 4:56 pm in Credit Card - PrePaid
...answered by Mandi on May 28, 2011 @ 5:09 pm
They call it a prepaid credit card but it’s a debit card. When you open an account with them, you send them money and it becomes your credit line.
Whenever you use the card, the retailer is charged a small percentage which goes directly to Netspend. More people who use the card, more money they will make.
...answered by MikeyG on May 28, 2011 @ 5:32 pm
I have had my NetSpend card for a few years now and I love it but the card is not completely free. There are 2 different fee plans when you use the card. You can pay-as-you-go where you will be charged 1.00 for every credit transaction or 2.00 for every debit transaction. Or you can pay 9.95 a month which will waive all those fees. There is also a 2.50 charge for ATM transactions. And on top of that you would pay a fee for loading money on the card at a location.
I have my direct deposit go to the card and that is free of charge. I also signed up for the monthly plan since I use the card a lot.
It works just like a regular debit card and has some great features like activity alerts, iAdvance loans, etc.
Hope this helped!
...answered by TravNasty on May 28, 2011 @ 6:14 pm