We are trying to get qualified for $ 150,000 home loan. The home we are looking for is actually only $ 130,000. Would they redo the loan or could we keep the $ 20,000? I was asking because the house is bank owned and needs A LOT of work (Like new walls, cause it was burned) so I thought maybe they'd let us keep it to fix it.

What do we need to know? Is there such thing as a 2 or 3 year mortgage where you pay a bare minimum?

Most PMI are mandatory on loans if I do not put down 20%. I have about 15-18% in the bank and am wondering if I can get around this somehow through closing or other? I am aware of 90/10 type loans but understand that this gets me a much worse interest rate which is not desireable. thanks

Please help im freaking out

Should I get the mortgage financed in my name?

Hey I am taking a loan for 50K for paying off debt as well as finishing my basement... What is a good rate for ok credit... Does this spund like a bad idea ? The Payment will save me over $ 600 a month. I pay over 2 grand in CC debt a month and now I will be at around $ 600

I've been in my house for 2 months and the interest rates are now 1% lower than what I have. I would only refi for a lower interest rate, not to pay off debt. Is this possible and does it make sense?

Do you think I can get a loan or financing for a nice house (atleast 3 bedrooms) with a job that pays 30,000 a year and decent credit?? How much do you think I would be approved for?

MY FRIEND is renting a room in a house. Problem is I see on nyc.gov that Chase owns the house. So Id like to know if chase owns the house and there isnt a landlord and this guy is pocketing the money ...how is that even possible?

I have a client that has two mortgages - first for 127,000 and a second for 15,000. The client wants to let the 2nd go 60 days late but is worried. I don't know about these things, so I wanted to see if any of you have any ideas or have been through this. Thanks!