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1. Platinum Zero® Secured Visa® Credit Card from Applied Bank®

	ZERO - 0% FIXED APR on Purchases - No Intro Rates! ZERO - 0% Rate Won’t Change - Even If You’re Late! ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000 ZERO Application Fees ZERO Worries - FREE Personal ID Theft Protection ZERO Delays - Timely CREDIT Bureau Reporting

Introductory Rate		Applies Towards		Overall Rating
No Introductory Rate Available		None
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
0%	9.99%	$0	None

	$500 Credit Limit Guaranteed Approval No Credit Check Fast Online Application No Employment Check Reports to Major Bureau Always 0.0% APR

No Annual Membership Fee
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will b
Online Access to Credit Card Account Information

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will b
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will b
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

	9.99% Annual Interest Rate on Purchases and Cash Advances No Annual Fee 9.99% Annual Interest Rate on Purchases and Cash Advances Around-the-Clock Fraud Protection Online Access to Your Credit Card Account Unparalleled 24-Hour Customer Service

Introductory Rate		Applies Towards		Overall Rating
Please refer to online application legal disclosures.		See Terms and Conditions
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
9.99%*	9.99%*	$0	n/a

	Guaranteed Approval Regardless of Your Past Credit History 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late Choose Your Credit Limit - From $200 to $5,000 Highest Ratings for Financial Strength and Security in the Country

Introductory Rate		Applies Towards		Overall Rating
No Introductory Rate Available		None
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
9.99%	9.99%	$50	None

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