IberiaBank Credit Card Offers

Iberia Bank credit cards are issued by Pulaski Bank, which is a 120-year-old subsidiary of the Iberia Bank Corporation, and holds $4.9 billion dollars in assets. Iberia Bank is owned by Iberia Financial Service, and their company history goes back for decades. They offer many credit cards that fit well with their customer's needs and financial situations... [Read More]

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1. IberiaBank Visa® Platinum Rewards Card

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No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will b Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Travel accident coverage up to $1,000,000 Online access to credit card account information

Introductory Rate		Applies Towards		Overall Rating
1.99% APR for 6 Months		Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
9.25%, 12.25%, or 15.25%*	14.75%, 18.25%, or 21.25%*	$0	25 Days

2. IberiaBank Visa® Gold Cash Back Rewards Card

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No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will b Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 Online access to credit card account information

Introductory Rate		Applies Towards		Overall Rating
1.99% APR for 6 Months		Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
9.25%, 12.25%, or 15.25%*	14.75%, 18.25%, 21.25%*	$0	25 Days

3. IberiaBank Visa® Classic Card

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No Annual Membership Fee Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will b Online Access to Credit Card Account Information

Introductory Rate		Applies Towards		Overall Rating
1.99% APR for 6 Months		Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
7.25%, 10.25%, or 13.25%*	12.75%, 16.75% or 19.25%*	$0	25 Days

4. IberiaBank Visa® Select Card

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Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period. Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services. Online access to credit card account information Low Annual Fee of $35.00.

Introductory Rate		Applies Towards		Overall Rating
0.00% or 7.50% for 12 Months on Purchases		Purchases
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
7.50%, 9.50% or 11.50%	12.75%, 14.75% or 16.75%	$35	25 Days

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Latest Credit Card Q&A's:

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• How does a bridge loan work? are you making double mortgage payments until your house sells?
• If you sell a house for what you owe on your mortgage, is it considered a “loss” on the property?
• Can a va loan be used as a down payment on a house?
• What would closing costs be on a $200k house with 100% financed loan?
• Why does it take 3o years to pay off my house loan and one year for us tax payers to bail out the banks?
• My mother has a reverse mortgage on her home. can pay on the mortgage or buy the house from her?
• Is a silent 2nd mortgage included when determining the equity in a home?
• Is there an age limit, (to old) to apply for a home mortgage?
• If you get approved for a home buyers loan but the house ends of up being less do you sitll get to borrow the?
• How much do you think my husband and i can get a loan for a house?

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