Balance Transfer Credit Card Offers

21. Discover® More(SM) Card - Clear

	5% to 20% Cashback Bonus® at Top Online Retailers* Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners No Annual Fee Online Account Access Online Bill Payment *View Discover® Card Rates, Fees, Rewards, and Other Important Information

Introductory Rate		Applies Towards		Overall Rating
0% Intro APR*		Purchases, Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
10.99%	23.99%	$0	25 Days (Min.)

22. MERRILL+® Card

	No Annual Fee Introductory Fixed 1.9% APR on Balance Transfers and Cash Advance Checks for the First 12 Billing Cycles Low 9.99% APR Credit Line May Be as High as $250,000 Earn 1 Point for Every $1 Spent Extraordinary Benefits such as Companion Airline Tickets and Upgrades, Airport Lounge Access, and 24/7 Concierge

Introductory Rate		Applies Towards		Overall Rating
1.9% APR for 12 Months		Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
9.99%	9.99%	$0	25 Days (Min.)

23. Discover® Motiva(SM) Card

Double Cashback Bonus® on Grocery Store Purchases in November and December* 5% to 20% Cashback Bonus® at Top Online Retailers* Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners Free Payment by Phone or Online ? Even on Your Payment Due Date Choose a Payment Due Date That Meets Your Needs No Annual Fee *View Discover® Card Rates, Fees, Rewards, and Other Important Information

Introductory Rate		Applies Towards		Overall Rating
3.99% Intro APR*		Purchases, Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
10.99%	23.99%	$0	25 Days (Min.)

24. Total Merrill(SM) Cash Back Visa® Card

	1% Cash Back on Virtually All Purchases No Annual Fee No Annual Fee and a Low Competitive 9.99% Annual Percentage Rate (APR) Low 9.99% APR for Retail Purchases? Credit Line may be as High as $250,000 Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account

Introductory Rate		Applies Towards		Overall Rating
1.9% APR for 12 Months		Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
9.99%	9.99%	$0	25 Days (Min.)

25. Capital One® Business Platinum

	0% APR on Purchases Until December 2009 0% APR on Transferred Balances Until December 2009 No Annual Fee Free Year-End Summary Free Employee Cards with Individual Spending Limits You Set *See Capital One® Important Disclosures for More Information

Introductory Rate		Applies Towards		Overall Rating
0% on Purchases and Balance Transfers until December 2009		Purchases, Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
As low as 10.67%*	23.57%	$0	25 Days

26. Capital One® Business Platinum with No Hassle Miles(SM)

	0% APR on Purchases Until December 2009 0% APR on Transferred Balances Until December 2009 Earn One Mile for Each Purchase Dollar Spent No Annual Fee No Miles Expiration - Keep Them for the Life of Your Account Fly Any Airline, with No Blackout Dates or Seat Restrictions *See Capital One® Important Disclosures for More Information

Introductory Rate		Applies Towards		Overall Rating
0% APR on Purchases and Balance Transfers until December 2009		Purchases, Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
As low as 10.67%*	23.57%	$0	25 Days

27. Capital One® Platinum - Good Credit

	Save with a 0% Intro APR Until October 2009 on Purchases and Balance Transfers Save Time and Money by Trasferring Higher-Rate Balances So You Can Make One Easy Payment Each Month No Annual Fee *See Capital One® Important Disclosures for More Information

Introductory Rate		Applies Towards		Overall Rating
0% on Purchases and Balance Transfers Until October 2009		Purchases, Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
12.90%	22.90%	$0	25 Days

28. Capital One® Platinum Prestige - Visa®

	Save With a 0% Intro APR Until October 2009 on Purchases and Balance Transfers Then Enjoy a Variable APR, Now 8.9% Save Time and Money by Transferring Higher-Rate Balances So You Can Make One Easy Payment Each Month No Annual Fee *See Capital One® Important Disclosures for More Information

Introductory Rate		Applies Towards		Overall Rating
0% APR on Purchases and Balance Transfers Until October 2009		Purchases, Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
8.90%	22.90%	$0	25 Days

29. Capital One® Platinum Prestige

	Save with 0% Intro APR Until October 2009 on Purchases and Balance Transfers Then Enjoy a Variable APR, Now 8.9% Save Time and Money By Transferring Higher-Rate Balances So You Can Make One Easy Payment Each Month No Annual Fee *See Capital One® Important Disclosures for More Information

Introductory Rate		Applies Towards		Overall Rating
0% APR on Purchases and Balance Transfers Until October 2009		Purchases, Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
8.90%	22.90%	$0	25 Days

30. HSBC Platinum MasterCard® with Cash Back Rewards

Earn Unlimited 1% Cash Back Rewards On New Net Retail Purchases, Everywhere You Shop! Simple and Straightforward Rewards: No Earnings Caps, Spending Categories, Tiers, or Point Expiration Platinum Benefits Include Unlimited Purchases Protection, Extended Warranties, and Rental Car Insurance 0% Introductory APR On Card Purchases and Balance Transfers for 12 Months and No Annual Fee.* Instant Decision In As Little As 60 Seconds

Introductory Rate		Applies Towards		Overall Rating
0% APR for 12 Months		Purchases, Balance Transfers
Purchase APR	Cash APR	Annual Fee	Grace Period	Benefit Rating
8.90% - 19.80%	21.90%	$0	20 Days