FIA Card Services NA Credit Card Issuer - Article

FIA Card Services NA is the name that was taken by MBNA when they became a subsidiary of the Bank of America. The FIA Card Services NA offers many different credit card options for people who have a good credit rating. These credit cards offer many reward programs, great introductory rates, no annual fees, and much more. Certain restrictions and limitations do apply, so always be sure to check with your Guide to Benefits booklet you will receive when you apply for and get a credit card from FIA Card Services NA. Below are a listing of the most popular cards issued, and their terms of services. All these credit cards can be applied for quickly and conveniently online.

Merrill Lynch Credit Card Plus

This credit card is offered by FIA Card Services NA. The Merrill Lynch Credit Card Plus offers no annual fee when you open up a card with them. You'll receive a 9.99% annual percentage rate, no annual fee, and a great credit line that could be up to $250,000. The Merrill Lynch Credit Card Plus offers many bonus programs when you use your card. Every dollar that you spend on net retail purchases will earn you 1 point. Purchasing a Merrill Cruise? You'll earn double points. You'll also receive air rewards starting at a mere 25,000 points. This credit card also offers zero liability protection and early warning for fraud. The introductory Annual Percentage Rate for the Merrill Lynch Credit Card Plus is 1.9%, and it lasts for the first 12 months. After that, the APR goes to 9.99%. This credit card has no annual fee and a grace period of 25 days. There is a late fee charge of $29.00.

Brighter Planet Visa Credit Card

With this credit card, offered by FIA Card Services NA, you'll not only have a card that saves you money, but also helps save the planet. When you use the Brighter Planet Visa Card, you will get automatic point redemption that helps support renewable energy products. For every dollar you spend in net retail, you will receive one "Earth Smart" bonus point. You'll also get an amazing 1000 Earth Smart bonus points when you make your very first transaction with your new card from FIA Card Services NA. Additionally, for every two points earned through the month of December of 2008, Bank of America will make their own matching contribution of one point. The introductory Annual Percentage Rate, or APR, starts at 0%, and lasts for 12 months. After that, the APR is 9.99%. There is absolutely no annual fee, and you are allowed a 20 day grace period. After twenty days, you will be charged a late fee of $39.00.

World Series of Poker Visa Card with World Points

This is another card offered by FIA Card Services NA. This card is made especially for those who like poker, as you can redeem points towards World Series of Poker buy-ins and merchandise. You will earn one point for every dollar you spend. You can also use your points for airline tickets with many major U.S. airlines, and there are never any blackout dates. You can earn unlimited cash rewards with the World Series of Poker Visa Card as well. This card offers an introductory APR of 0%, and this lasts for 12 months. Then, the APR goes to 9.90% after the year is up. There is no annual fee, and you have a 20 day grace period if you are late on your payment. After that, you will have a $39.00 late fee applied to your account.

Fidelity Investments Rewards Visa Card with WorldPoints

The FIA Card services NA offers an additional credit card, the Fidelity Investments Rewards Visa Card with WorldPoints. For every dollar spent in net retail purchases, you will earn one point with this credit card. Your points can then be redeemed as a deposit into an eligible Fidelity Account if you wish. You can also use your earned points for traveling, on merchandise, and more. There is no annual fee for the use of this card, and an introductory APR rate of 0%. After 20 days, the APR goes to 14.99%. You receive a grace period on your Fidelity Investments Rewards Visa of 20 days, and after that you will incur a $39.00 late fee.

As you can see, there are many options when you decide to apply for a credit card from FIA Card Services NA. With many options and rewards, a new credit card may be just what you need. Review the terms of service before deciding which card to apply for, as they differ based on the card you choose. When you apply for one of these cards online, you can do so quickly and securely, and get an instant answer. Apply for a credit card today through the Bank of America and FIA Card Services NA, and start racking up the rewards.

FIA Card Services NA Issuer